Life Insurance in Pakistan Secure Your Family’s Future
Life insurance is more than a policy it’s a promise of financial stability for your loved ones. At Insurance Wala, we help you compare and choose the best life insurance plans in Pakistan, tailored for individuals, families, and high-net-worth clients
Why Life Insurance Matters
In Pakistan, rising living costs and uncertain income patterns make financial protection essential. Whether you’re planning for your family’s education, retirement, or long-term savings a life insurance plan ensures your goals stay on track, even in your absence
Secure Growth Plan
Pure protection, low premium-
Get up to ₨10 Million life cover
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Add-on protection for 20+ major illnesses including heart attack and cancer for just a small extra premium
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Additional payout if death or disability occurs due to accident essential for professionals on the move
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Flexible Payment Frequency Choose monthly, quarterly, or annual payments manage your plan digitally via mobile or online portal
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Savings + Life Cover + Flexibility
Secure Protection Plan
Pure protection, low premium-
Get up to ₨3.5 Million life cover
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Add-on protection Rs 500,000 for 20+ major illnesses including heart attack and cancer
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Additional Health Cover Included Rs 100,000 for Hospitalization
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Flexible Payment Frequency Choose monthly, quarterly, or annual payments manage your plan digitally via mobile or online portal
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Savings + Life Cover + Flexibility
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“100% Premium Cashback in 6th Year”
Family Secure Plan
Family coverage + Education fund-
Comprehensive Family Coverage upto 15 Million
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Dual Protection – Life Cover + Investment A portion of every premium builds an investment fund while maintaining full life cover.
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Family Income Benefit This additional benefit will provide a monthly income to maintain a decent lifestyle
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Partial Withdrawal Flexibility Access your funds anytime after two years for education, emergencies, or family needs
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Inflation Protection + Critical Illness Rider
Wealth Builder Plan
Investment-linked + Cash value-
Primus Exclusive Coverage Tailored for high-net-worth clients seeking superior life cover.
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Comprehensive Protection Riders Add critical illness, accidental death, or hospital care riders to enhance your coverage
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Annual Loyalty Bonuses Receive extra allocation bonuses from the third policy year onward for staying invested
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Tax Savings & Legacy Planning Maximize annual tax rebates under Section 62 while building a transferable financial legacy for your heirs
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Short-Term Commitment, Long-Term Value Flexible premium payment terms (5–10 years)
Disability Benefit
Tax Benefits
Hospital Care
Waiver of Premium
I was confused about how much life insurance I actually needed. Insurance Wala’s calculator and guidance from Ali made everything clear. He helped me pick a plan that fits my income, and now I finally feel financially organized
Life Insurance Calculator
Plan your financial future with Prosperity for Life
Personal Details
Tell us about yourself to get an accurate premium estimate
Policy Details
Configure your life insurance policy parameters
Investment Options
Select your investment preferences and return expectations
Your Life Insurance Plan
Based on your information, here's your personalized life insurance plan
Your Estimated Annual Premium
for Prosperity for Life Coverage
Policy Details
Policy Type: Prosperity for Life
Policy Term: 20 Years
Annual Premium:
Adhoc Premium:
Protection Multiple: 10
Inflation Protection: No
Selected Fund: Managed Growth Fund
Investment Growth Projection
Key Benefits
- Whole-of-Life Protection: Insurance coverage for your entire lifetime
- Investment Component: Your premiums are invested for potential growth
- Flexible Premiums: Option to pay additional Fund Acceleration Premiums
- Inflation Protection: Option to increase coverage with inflation
- Additional Riders: Enhance coverage with critical illness, accidental death, and more
- Partial Withdrawals: Access your savings when needed
Life Insurance Coverage Details
Comprehensive protection for your family's financial future
What's Covered
- Death Benefit: Financial protection for your family in case of your untimely death.
- Investment Component: Your premiums are invested in selected funds for potential growth.
- Whole-of-Life Coverage: Protection that lasts your entire lifetime.
- Flexible Protection Levels: Choose from different protection multiples based on your needs.
- Fund Acceleration Premiums: Option to make additional lump sum payments to boost your savings.
- Partial Withdrawals: Access your savings when you need cash.
- Inflation Protection: Option to increase your coverage with inflation.
- Additional Riders: Enhance your coverage with critical illness, accidental death, and other benefits.
Protection Multiple Options
Age 18-35: Protection Multiple 5 to 90
Age 36-40: Protection Multiple 5 to 70
Age 41-45: Protection Multiple 5 to 50
Age 46-49: Protection Multiple 5 to 35
Age 50-60: Protection Multiple 5 to (70-age)
Age 61-65: Protection Multiple 5
Life Insurance Benefits
Protecting your family's financial future with comprehensive coverage
Key Benefits
- Financial Security: Ensure your family's financial stability even in your absence.
- Wealth Accumulation: Your premiums are invested for potential growth over time.
- Critical Illness Protection: Additional coverage for critical illnesses through riders.
- Medical Recovery Benefit: Lump sum payment on diagnosis of defined medical conditions.
- Debt Protection: Ensure your family can pay off mortgages and other debts.
- Education Funding: Secure your children's education expenses.
- Retirement Planning: Build a retirement corpus through disciplined savings.
- Tax Benefits: Potential tax advantages on premiums and benefits.
Thank You!
Your life insurance quote request has been received.
Our specialist will contact you within 24 hours to discuss your personalized life insurance options.
WHY SMART FAMILIES CHOOSE INSURANCE WALA FOR LIFE INSURANCE
AI-Based Life Insurance Recommendations
Our AI evaluates your age, income, goals, and family needs to suggest the right life insurance plan coverage that actually makes sense instead of guesswork or generic agent advice.
Lowest Premium Options in the Market
We compare multiple EFU Life plans and structure your policy to get the lowest premium for maximum coverage. No pressure-selling, no inflated Sum Assured, no hidden add-ons.
15-Day Free-Look Guarantee
Review your policy, ask questions, and evaluate your benefits for 15 days. If it doesn’t meet your expectations, you can cancel simple, safe, and transparent. (Terms apply)
Customized Life Plans for Every Stage
Whether you want financial protection, children’s education planning, retirement income, or long-term savings, we tailor your life insurance plan around your goals, budget, and timeline.
Exclusive Offer Free Premium Projection Report
Use our Life Insurance Calculator and get a personalized premium breakdown, maturity value forecast, and benefit chart completely free before you decide.
EFU Life Partner
Partner Discount Centres
Easy Online Process
AI Advisor
Policyholders Served
Claims Assisted
Trusted By Oversea's Pakistani
Years of Experience
15% Extra Fund Allocation on Large Premiums
- Accidental Death Benefit: provides an additional lump-sum benefit in case of accidental death.
- Additional Term Assurance: offers the flexibility to increase your life cover when needed.
- Family Income Benefit: steady monthly income, equivalent to 1% or 2% of the Basic Sum Assured.
- Life Care Enhanced Benefit: The policy remains active after receiving a cash sum on diagnosis, ensuring continued coverage.