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H
EFU Hemayah · Family Takaful
Voluntary Pension Scheme · SECP Regulated
See your retirement & tax credit
Shariah-compliant illustration — projected fund value at retirement, plus the Section 63 tax credit you unlock every year.
Your Details
Adjust anything — updates instantly.
Salaried
Self-Employed
PKR
PKR
Investment strategy
High Volatility
Medium Volatility
Low Volatility
Lower Volatility
Customized
Money Market Sub-Fund10%
Illustrative assumed net returns (after fund management fee): Equity 17.4%, Debt 9.8%, Money Market 9.0% p.a. Actual returns depend on market performance and are not guaranteed.
Your Projection
Contributing for 25 years, to age 60
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EFU Hemayah — Family Takaful
Pension Fund Retirement & Tax Illustration
Total invested
PKR 0
Over the full term
Projected fund value
PKR 0
At retirement
Cumulative tax saved
PKR 0
Section 63
Total take-home
PKR 0
Fund value + tax saved
This year's tax position
Annual taxable income
—
Tax liability
—
Effective tax rate
—
This year's tax credit
—
Invested vs. projected fund value
Year-on-year growth of your Hemayah Pension Fund account
Total invested
Projected fund value
Year-by-year illustration
Invested amount, fund value and cumulative tax saved
| Year | Age | Yearly contrib. | Cum. invested | Fund value | Cum. tax saved |
|---|
This is an illustrative projection only, generated for discussion purposes and does not constitute an offer, guarantee, or the Consolidated Offering Document. All investment in pension funds is subject to market risk; past performance is not indicative of future results, and the investment risk of the selected sub-fund(s) is borne by the participant. Tax treatment is governed by Section 63 and 23A & C (Part I of 2nd Schedule) of the Income Tax Ordinance, 2001, and subsequent amendments — please consult your tax advisor before making an investment decision. EFU Hemayah is responsible for all underwriting; EFU Hemayah Pension Fund is a Shariah-compliant Voluntary Pension Scheme regulated by SECP.