Health Insurance in Pakistan Calculate Your Premium Instantly
Protect your health, savings, and peace of mind with trusted EFU Life coverage.
At Insurance Wala, we make health insurance in Pakistan easy to understand and even easier to buy. Whether you’re an individual, a young couple, or a parent securing your family’s future, our plans are designed around your real needs not generic templates.
Through our AI-based Health Insurance Calculator, you can instantly compare premiums, maternity coverage, and hospital networks across Pakistan. Our plans start from ₨7,000 for individuals and ₨11,300 for families, giving you nationwide protection backed by one of Pakistan’s most reliable insurance providers.
🩺 Why Health Insurance Matters for Families and Parents in Pakistan
With rising medical costs in Pakistan, having reliable health insurance coverage is no longer a luxury. it’s a necessity. Even a small illness can lead to unexpected hospital bills, and serious conditions like cardiac emergencies, accidents, or critical illnesses can quickly drain your savings. By paying a small health insurance premium through Insurance Wala, you protect yourself and your family from financial stress and get peace of mind knowing your medical expenses are covered when it matters most
Individual Health Protection
Digital-first health protection for individuals who value both wellness and convenience-
Coverage ₨500,000 Accidental Coverage + 200,000
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Cashless Hospitalization
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Online Doctor Consultation/Online OPD
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300+ Network Hospitals
Family Health Protection
Best Value Plan for Families in Pakistan-
Coverage up to ₨1,200,000 / year
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Maternity coverage 375,000 if any Complication +125,000
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Pre & Post Hospitalization Covered
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Discounts on Labs up to 30%
Parents Health Protection
Specialized plan designed for parents and elderly family members up to age 64-
Coverage for Both Parents Rs.1,000,000
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Pre-existing condition covered 25%
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Renewability age upto 80
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Specialized Investigations Covered
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Day Care Procedures Covered
Why Choose Insurance Wala for Health Insurance?
At Insurance Wala, we deliver AI-powered insurance solutions, market-leading low rates, and a uniquely flexible experience designed just for you.
Here’s why smart families across Pakistan turn to us for their health protection.
AI-Based Insurance Solutions : Our advanced algorithm recommends the best health plan tailored to you and your family’s needs, ensuring precision and ease.
Lowest Market Rates : We negotiate and compare so you can choose a plan at the most competitive rate in Pakistan — no agent upsells, no hidden mark-ups.
15-Day Free-Look Period : Start your plan worry-free — you have 15 days to review and cancel if it doesn’t meet your expectations (terms apply).
Customised Plans According to Your Needs : Whether it’s individual coverage, family protection, parents’ care, or maternity benefits, we customise your health insurance plan to match your budget and life stage.
Grand Offer – 10% Off Your First Premium : Sign up now and enjoy a 10 % discount on your first premium! It’s our special introductory offer for new clients who use our health insurance calculator
EFU Life Partner
Partner Discount Centres
Easy Online Process
AI Advisor
Partner Hospitals
Partner Discount Centres
Trusted By Oversea's Pakistani
Years of Experience
Health Insurance Calculator
Get your personalized health insurance quote in minutes
Select Coverage Type
Choose the type of health insurance coverage you need
Select Plan Details
Customize your health insurance plan based on your needs
Specialized Investigations Covered
Your Information
Please provide your details to calculate your premium
Your Health Insurance Quote
Here's your personalized health insurance premium
Your Estimated Annual Premium
Inclusive of all taxes
Plan Details
Plan Type: Personal Shield
Coverage Level: Bronze
Member Age: 30-39 Years
Additional Coverage: None
Name: -
Contact: -
Key Benefits
- Cashless hospitalization at 300+ network hospitals
- Pre & post hospitalization coverage (30 days each)
- Day care procedures covered
- Ambulance cover
- Emergency evacuation services
- Pre-existing conditions covered (gradually)
Family Composition
Select your family composition for health insurance
Select Plan Details
Customize your family health insurance plan
Select a maternity plan to add to your family coverage:
| Coverage | Bronze | Silver | Gold | Platinum | Titanium |
|---|---|---|---|---|---|
| Normal Delivery | Rs. 50,000 | Rs. 125,000 | Rs. 250,000 | Rs. 375,000 | Rs. 500,000 |
| Complicated/Assisted Delivery or C-Section | Rs. 100,000 | Rs. 175,000 | Rs. 325,000 | Rs. 500,000 | Rs. 650,000 |
| Premium Rates | Rs. 18,800 | Rs. 28,600 | Rs. 35,600 | Rs. 41,600 | Rs. 45,400 |
Specialized Investigations Covered
Your Information
Please provide your details to calculate your premium
Your Family Health Insurance Quote
Here's your personalized family health insurance premium
Your Estimated Annual Premium
Inclusive of all taxes
Plan Details
Plan Type: Family Shield
Coverage Level: Bronze
Family Members: Self + Spouse + 2 Children
Age of Eldest: 30-39 Years
Additional Coverage: None
Primary Member: -
Contact: -
Key Benefits
- Cashless hospitalization at 300+ network hospitals
- Pre & post hospitalization coverage (30 days each)
- Day care procedures covered
- Ambulance cover
- Emergency evacuation services
- Pre-existing conditions covered (gradually)
- Maternity cover available as add-on
Parents Composition
Select the parents to include in your health insurance plan
Select Plan Details
Customize your parents' health insurance plan
Specialized Investigations Covered
Your Information
Please provide your details to calculate your premium
Your Parents Health Insurance Quote
Here's your personalized parents health insurance premium
Your Estimated Annual Premium
Inclusive of all taxes
Plan Details
Plan Type: Parents Plan
Coverage Level: Bronze
Parents Covered: Father + Mother
Age of Eldest: 55-59 Years
Additional Coverage: None
Your Name: -
Contact: -
Key Benefits
- Cashless hospitalization at 300+ network hospitals
- Pre & post hospitalization coverage (30 days each)
- Day care procedures covered
- Ambulance cover
- Emergency evacuation services
- Pre-existing conditions covered (gradually)
- Specialized coverage for age-related conditions
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Pre-Existing Conditions Covered
Maternity Coverage
Parents Care
Get Your Personalized Health Insurance Quote in Pakistan Protect What Truly Matters
You’ve already used the Health Insurance Calculator, now take the final step to secure your family’s future.
At Insurance Wala, we help individuals, families, and business owners find the best health insurance plans in Pakistan — with honest advice, transparent options, and no hidden costs.
Your health deserves more than guesswork it deserves a plan built around you.
Book your free expert consultation now and get a personalized quote that matches your protection needs and budget.