Pension Calculator
Plan your retirement with our comprehensive pension calculator
Personal Details
Tell us about yourself to get an accurate pension estimate
Current Finances
Let's understand your current financial situation
Your existing retirement savings
Retirement Goals
Define your retirement lifestyle and financial goals
Your Retirement Plan
Based on your information, here's your personalized retirement plan
At the time of retirement you will have a total of
Monthly Pensions After Retirement
Your monthly pension is calculated as 8% of your total retirement corpus per year, divided by 12 months.
Tax Saving Benefits
- Premiums paid towards pension plans are eligible for tax deduction under Section 62 of Income Tax Ordinance
- Up to 20% of your taxable income can be claimed as deduction
- Maximum annual tax benefit of Rs. 72,000 available
- Pension received at maturity is also tax-free
Retirement Details
Years to Retirement: 0 Years
Retirement Age: 60 Years
Current Savings: Rs. 0
Monthly Contribution: Rs. 0
Expected Returns: 13%
Inflation Protection: No
Adhoc Premium:
Investment Strategy: Balanced Approach
Retirement Savings Projection
Pension Plan Coverage Details
Comprehensive retirement planning for your financial future
What's Covered
- Retirement Income: Regular income stream during your retirement years.
- Investment Growth: Your contributions are invested for potential growth.
- Tax Benefits: Potential tax advantages on contributions and investment growth.
- Flexible Contributions: Option to adjust your contribution amounts as needed.
- Inflation Protection: Strategies to help your savings keep pace with inflation.
- Lump Sum Withdrawals: Option to take a portion of your savings as a lump sum.
- Death Benefits: Financial protection for your beneficiaries.
- Professional Management: Your funds are managed by investment professionals.
Investment Options
Conservative Fund: Lower risk with stable returns (8-10%)
Balanced Fund: Moderate risk with balanced returns (11-13%)
Growth Fund: Higher risk with potential for higher returns (14-16%)
Sharia Compliant Fund: Islamic finance principles (9-12%)
Pension Plan Benefits
Securing your financial future with comprehensive retirement planning
Key Benefits
- Financial Security: Ensure a steady income stream during your retirement years.
- Wealth Accumulation: Your contributions are invested for potential growth over time.
- Tax Efficiency: Potential tax advantages on contributions and investment growth.
- Family Protection: Financial security for your loved ones with death benefits.
- Lifestyle Maintenance: Maintain your desired lifestyle during retirement.
- Inflation Protection: Strategies to help your retirement income keep pace with inflation.
- Legacy Planning: Create a financial legacy for future generations.
- Healthcare Security: Financial resources for healthcare needs during retirement.
Thank You!
Your retirement plan request has been received.
Our specialist will contact you within 24 hours to discuss your personalized retirement options.