Wedding Plan Calculator
Secure your daughter's future with our comprehensive wedding savings plan
Personal Details
Tell us about yourself to get an accurate wedding savings projection
Plan Selection
Customize your Wedding Plan according to your savings goals
Wedding Plan Features
- Continuation Benefit: In case of parent's death, EFU Life will pay all future premiums
- Engagement Bonus: Extra units allocated in policy years 15 and 20
- Accidental Death Benefit: Additional financial protection for your family
- Next Generation Benefit: Option to take 90% of maturity benefit as lump sum
- Partial Withdrawal Options: Available for engagement ceremony expenses
Investment Options
Customize your investment strategy for your daughter's wedding fund
Your Wedding Savings Projection
Based on your information, here's your personalized wedding savings projection
At the end of your plan term, your projected wedding fund is
Available for your daughter's wedding expenses
Wedding Plan Summary
Plan Term: 20 Years
Expected Wedding Year: 2045
Annual Premium:
Investment Fund: EFU Managed Growth Fund
Inflation Protection: Yes
Adhoc Premium: None
Wedding Fund Growth Projection
Premium Allocation
| Year | Allocation Percentage | Amount Invested |
|---|
Wedding Plan Coverage Details
Comprehensive savings plan with insurance protection for your daughter's wedding
What's Covered
- Wedding Fund Growth: Your premiums are invested for potential growth in selected funds.
- Continuation Benefit: In case of parent's death, EFU Life will pay all future premiums until maturity.
- Accidental Death Benefit: Additional lump sum payment in case of accidental death.
- Engagement Bonus: Extra units allocated in policy years 15 and 20.
- Maturity Benefit: Cash Value of your investment at the end of the policy term.
- Next Generation Benefit: Option to take 90% of maturity benefit as lump sum for wedding expenses.
- Partial Withdrawal Options: Available for engagement ceremony expenses.
Investment Funds
EFU Managed Growth Fund: Balanced approach with medium risk (13% expected returns)
EFU Guaranteed Growth Fund: Low risk with steady returns (9% expected returns)
EFU Income Growth Fund: Steady returns with balanced growth (11% expected returns)
Plan Eligibility & Details
Minimum Annual Premium: Rs. 40,000
Plan Term: 10 to 25 Years
Entry Age: 18 - 65 Years
Maximum Age at Maturity: 70 Years
Adhoc Premium: Minimum Rs. 100,000 per payment
Premium Allocation Schedule
| Policy Year | Unit Allocation % | Allocation Charges |
|---|---|---|
| 1 | 40% | 60% |
| 2 | 75% | 25% |
| 3 | 85% | 15% |
| 4-10 | 100% | 0% |
| 11 onwards | 105% | 0% |
Wedding Plan Benefits
Maximizing your savings potential for your daughter's special day
Key Benefits
- Wedding Fund Accumulation: Systematic savings for your daughter's wedding expenses.
- Life Protection: Financial security for your family through Continuation Benefit.
- Engagement Bonus: Extra units allocated in policy years 15 and 20 to boost your savings.
- Flexible Premiums: Option to accelerate savings with Adhoc Premiums.
- Investment Growth: Potential for fund growth through selected investment options.
- Accidental Death Benefit: Additional protection for unexpected events.
- Partial Withdrawal Options: Available for engagement ceremony expenses.
Special Features
- Continuation Benefit: Ensures the plan continues even if something happens to you
- Engagement Bonus: 15% of average annual premium in year 15, 25% in year 20
- Next Generation Benefit: Take 90% of maturity benefit as cash for wedding expenses
- Accidental Death Benefit: Built-in additional protection for accidental death
- Partial Withdrawal Options: Available for engagement ceremony expenses
Thank You!
Your Wedding Plan request has been received.
Our specialist will contact you within 24 hours to discuss your personalized wedding savings options.