Investment Calculator
Maximize your growth potential with our flexible premium options
Personal Details
Tell us about yourself to get an accurate investment projection
Investment Options
Customize your investment strategy and additional benefits
Tax Benefits
- Tax Benefit on Premium: Tax deductions available on premium payments as per prevailing tax laws
- Tax Free Maturity: Maturity proceeds are tax-free under current tax regulations
Primus Benefits
- Exclusive Service: Priority customer service with dedicated relationship manager
- Personalized Assistance: Tailored financial advice and portfolio reviews
- Expedited Processing: Faster processing of transactions and requests
- Special Offers: Access to exclusive products and promotional offers
Your Investment Projection
Based on your information, here's your personalized investment projection
At the end of your plan term, your projected investment value is
Based on your selected investment fund and options
Investment Summary
Selected Plan: Emerald Plan
Plan Option: Option 1
Plan Term: 10 Years
Annual Premium:
Investment Fund: EFU Managed Growth Fund
Inflation Protection: No
Adhoc Premiums: None
Tax Benefits: Applicable
Primus Benefits: Included
Investment Growth Projection
Premium Allocation
| Year | Allocation Percentage | Amount Invested |
|---|
Emerald Plan Coverage Details
Comprehensive investment planning with insurance protection
What's Covered
- Investment Growth: Your premiums are invested for potential growth in selected funds.
- Death Benefit: Greater of Sum Assured or Cash Value plus Adhoc Premium value in case of death.
- Maturity Benefit: Cash Value of your investment at the end of the policy term.
- Flexible Premiums: Option to pay premiums for 5 years or 10-25 years.
- Adhoc Premiums: Deposit surplus funds to accelerate your investment growth.
- Inflation Protection: Automatic increase in sum assured to keep up with inflation.
Investment Funds
EFU Managed Growth Fund: Balanced approach with medium risk (13% expected returns)
EFU Guaranteed Growth Fund: Low risk with steady returns (9% expected returns)
EFU Aggressive Growth Fund: Higher risk with potential for higher returns (13% expected returns)
EFU Income Growth Fund: Steady returns with balanced growth (11% expected returns)
Plan Variants & Eligibility
Emerald Plan: Minimum premium Rs. 300,000 per annum
Emerald Plus: Minimum premium Rs. 500,000 per annum
Emerald Executive: Minimum premium Rs. 1,500,000 per annum
Eligible Age: 18 - 65 Years
Maximum Age at Maturity: 75 Years
Plan Term: 10 to 25 Years
Tax Benefits
- Tax Benefit on Premium: Tax deductions available on premium payments as per prevailing tax laws
- Tax Free Maturity: Maturity proceeds are tax-free under current tax regulations
Emerald Plan Benefits
Maximizing your growth potential with comprehensive benefits
Key Benefits
- Wealth Accumulation: Your contributions are invested for potential growth over time.
- Life Protection: Financial security for your loved ones in case of unfortunate events.
- Flexibility: Choose from multiple investment options based on your risk appetite.
- Adhoc Premiums: Boost your investment with additional premium payments.
- Primus Benefits: Exclusive class of service excellence for premium customers.
- Doctor Connect: Access to medical specialists and consultations (Emerald Executive).
Tax Benefits
- Tax Benefit on Premium: Tax deductions available on premium payments as per prevailing tax laws
- Tax Free Maturity: Maturity proceeds are tax-free under current tax regulations
Primus Benefits
- Exclusive Service: Priority customer service with dedicated relationship manager
- Personalized Assistance: Tailored financial advice and portfolio reviews
- Expedited Processing: Faster processing of transactions and requests
- Special Offers: Access to exclusive products and promotional offers
Thank You!
Your Emerald Plan investment request has been received.
Our specialist will contact you within 24 hours to discuss your personalized investment options.