Life Insurance Calculator
Plan your financial future with Prosperity for Life
Personal Details
Tell us about yourself to get an accurate premium estimate
Policy Details
Configure your life insurance policy parameters
Investment Options
Select your investment preferences and return expectations
Your Life Insurance Plan
Based on your information, here's your personalized life insurance plan
Your Estimated Annual Premium
for Prosperity for Life Coverage
Policy Details
Policy Type: Prosperity for Life
Policy Term: 20 Years
Annual Premium:
Adhoc Premium:
Protection Multiple: 10
Inflation Protection: No
Selected Fund: Managed Growth Fund
Investment Growth Projection
Key Benefits
- Whole-of-Life Protection: Insurance coverage for your entire lifetime
- Investment Component: Your premiums are invested for potential growth
- Flexible Premiums: Option to pay additional Fund Acceleration Premiums
- Inflation Protection: Option to increase coverage with inflation
- Additional Riders: Enhance coverage with critical illness, accidental death, and more
- Partial Withdrawals: Access your savings when needed
Life Insurance Coverage Details
Comprehensive protection for your family's financial future
What's Covered
- Death Benefit: Financial protection for your family in case of your untimely death.
- Investment Component: Your premiums are invested in selected funds for potential growth.
- Whole-of-Life Coverage: Protection that lasts your entire lifetime.
- Flexible Protection Levels: Choose from different protection multiples based on your needs.
- Fund Acceleration Premiums: Option to make additional lump sum payments to boost your savings.
- Partial Withdrawals: Access your savings when you need cash.
- Inflation Protection: Option to increase your coverage with inflation.
- Additional Riders: Enhance your coverage with critical illness, accidental death, and other benefits.
Protection Multiple Options
Age 18-35: Protection Multiple 5 to 90
Age 36-40: Protection Multiple 5 to 70
Age 41-45: Protection Multiple 5 to 50
Age 46-49: Protection Multiple 5 to 35
Age 50-60: Protection Multiple 5 to (70-age)
Age 61-65: Protection Multiple 5
Life Insurance Benefits
Protecting your family's financial future with comprehensive coverage
Key Benefits
- Financial Security: Ensure your family's financial stability even in your absence.
- Wealth Accumulation: Your premiums are invested for potential growth over time.
- Critical Illness Protection: Additional coverage for critical illnesses through riders.
- Medical Recovery Benefit: Lump sum payment on diagnosis of defined medical conditions.
- Debt Protection: Ensure your family can pay off mortgages and other debts.
- Education Funding: Secure your children's education expenses.
- Retirement Planning: Build a retirement corpus through disciplined savings.
- Tax Benefits: Potential tax advantages on premiums and benefits.
Thank You!
Your life insurance quote request has been received.
Our specialist will contact you within 24 hours to discuss your personalized life insurance options.