Hajj Savings Calculator
Plan your pilgrimage with our comprehensive savings calculator
Pilgrimage Details
Tell us about your pilgrimage plans to get an accurate savings estimate
Financial Details
Let's understand your current financial situation
Savings Plan
Review your pilgrimage cost breakdown and savings plan
Pilgrimage Cost Breakdown
Your Pilgrimage Savings Plan
Based on your information, here's your personalized pilgrimage savings plan
By your desired pilgrimage year, you will have saved
Based on 13% fixed annual returns
Savings Details
Plan Term: 5 Years
Years to Pilgrimage: 0 Years
Pilgrimage Year: 2026
Type of Pilgrimage: Hajj
Number of Travelers: 1 Person
Current Savings: Rs. 0
Monthly Contribution: Rs. 0
Adhoc Premium:
Expected Returns: 13%
Premium Indexation:
Investment Strategy: Balanced Approach
Pilgrimage Savings Projection (13% Fixed Returns)
Hemayah Takaful Pilgrimage Plan Coverage
Comprehensive Shariah-compliant coverage for your pilgrimage needs
What's Covered
- Pilgrimage Savings: Build your savings for Hajj, Umrah or Ziarat with Shariah-compliant investments.
- Death Benefit: Your beneficiaries receive the greater of Sum Covered or Cash Value in case of your death.
- Accidental Death Benefit: Additional coverage for accidental death during pilgrimage.
- Hajj-e-Badal Benefit: If permanently disabled, your nominee can perform Hajj on your behalf.
- Kafalat Benefit: Monthly income for your family in case of your death during the plan term.
- Takaful Waiver of Contribution: Waives your contributions in case of disability due to sickness or accident.
- Additional Term Takaful: Increases your takaful cover with additional death benefit.
- Surplus Sharing: Share in any surplus from the Participants' Takaful Fund.
Plan Details
Eligible Age: 18 to 55 years
Minimum Contribution: PKR 40,000 annually
Contribution Payment Term: 10 to 15 years
Maturity Age: 65 years
Fund Acceleration Contributions: Minimum PKR 40,000
Inflation Protection: 5% annual increase in contributions and benefits
Hemayah Takaful Pilgrimage Plan Benefits
Securing your spiritual journey with comprehensive financial protection
Key Benefits
- Financial Security: Ensure you have the funds needed for your pilgrimage when the time comes.
- Wealth Accumulation: Your contributions are invested in Shariah-compliant funds for potential growth.
- Family Protection: Financial security for your loved ones with comprehensive death benefits.
- Pilgrimage Assurance: Peace of mind knowing your spiritual journey is financially secured.
- Risk Mitigation: Protection against unforeseen circumstances that could prevent your pilgrimage.
- Nominee Benefits: Your nominee can perform Hajj on your behalf if you're permanently disabled.
- Health Protection: Waiver of contributions in case of disability due to sickness or accident.
- Legacy Planning: Create a financial legacy while fulfilling your religious obligations.
Thank You!
Your pilgrimage savings plan request has been received.
Our specialist will contact you within 24 hours to discuss your personalized pilgrimage options.