Child Education Calculator
Secure your child's future with our comprehensive education calculator
Parent & Child Details
Tell us about yourself and your child to get an accurate education plan
Education Goals
Define your child's education aspirations and financial requirements
Education Plan
Customize your education savings plan to meet your goals
Target Fund
Your Education Plan
Based on your information, here's your personalized education savings plan
When your child needs education funds, you will have a total of
Based on your selected investment option
Education Cost Projection
Current Education Cost: Rs. 0
Future Education Cost: Rs. 0
Target Fund Required: Rs. 0
Years Until Funds Needed: 0 Years
Education Inflation Rate: 6%
Shortfall/Surplus: Rs. 0
Plan Details
Child's Name: -
Child's Age When Funds Needed: -
Years Until Education: 0 Years
Monthly Contribution: Rs. 0
Premium Indexation:
Adhoc Premium:
Investment Strategy: EFU Managed Growth Fund
Target Fund Calculation: Set Manually
Education Savings Projection
Education Plan Coverage Details
Comprehensive education planning for your child's future
What's Covered
- Education Fund: Accumulated fund for your child's higher education.
- Investment Growth: Your contributions are invested for potential growth.
- Continuation Benefit: EFU Life pays all future premiums if parent dies before maturity.
- Flexible Contributions: Option to adjust your contribution amounts as needed.
- Premium Indexation: Your contributions increase by 5% annually to keep pace with inflation.
- Professional Management: Your funds are managed by investment professionals.
Investment Options
EFU Managed Growth Fund: Balanced approach with medium risk (13% expected returns)
EFU Guaranteed Growth Fund: Low risk with steady returns (9% expected returns)
EFU Aggressive Growth Fund: Higher risk with potential for higher returns (13% expected returns)
EFU Alternad Growth Fund: Sharia-compliant investment (13% expected returns)
Eligibility & Terms
Minimum Age at Entry: 18 next birthday
Maximum Age at Entry: 65 next birthday
Plan Term: 10 to 25 years
Maximum Age at Maturity: 70 years
Minimum Annual Premium: Rs. 20,000
Education Plan Benefits
Securing your child's educational future with comprehensive planning
Key Benefits
- Education Security: Ensure funds are available for your child's higher education.
- Wealth Accumulation: Your contributions are invested for potential growth over time.
- Continuation Benefit: Education plan continues even if parent is no longer around.
- Financial Discipline: Regular savings habit for your child's future.
- Flexibility: Choose from multiple investment options based on your risk appetite.
- Peace of Mind: Know that your child's education is financially secured.
Additional Protection Benefits
- Additional Term Assurance: Additional lump sum payment in case of parent's death
- Accidental Death Benefit: Additional coverage for accidental death
- Accidental Death and Disability Benefit: Coverage for accidental death and disability
- Accidental Death and Disability Plus: Enhanced coverage for accidental death and disability
Thank You!
Your education plan request has been received.
Our specialist will contact you within 24 hours to discuss your personalized education options.